fixed rate savings

They work exactly the same, allowing you to lock your money away for a fixed period at an agreed interest rate. Accident, sickness & unemployment insurance, Difference between life insurance & assurance. Play and the Google Play logo are trademarks of Google LLC. The main drawback is that you won’t have easy access to your money – but if that’s okay with you, read more here and find a fixed rate savings account that suits you. We also look at the halfway-house of notice account. These are the key advantages of fixed rate savings accounts: And the main drawbacks of fixed rate savings accounts: The most common terms for both fixed rate savings accounts and fixed rate bonds are one to five years. Log into the Internet Bank (This link will open in a new window) to see your current interest rate, or visit our support pages where you can find all our interest rates and other useful information. Unoccupied property insurance for landlords. We cannot guarantee that products listed will be available or available on the terms specified. Most fixed rate bonds will allow you to choose whether your interest is paid monthly or yearly. Limited on behalf of Which? These can vary between providers, but you can expect to find minimum deposits of around £500. Compare The Market Limited is authorised and regulated by the Financial Conduct Authority for insurance distribution (Firm Reference Number: 778488) and is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN: 911617) for the provision of payment services. Financial Services Limited. 5 years. A fixed rate bond is a type of savings account that locks your money in at a fixed rate of interest for a specified amount of time, typically one year, two years, three years, five years or six months. Money editorial team and reflects the quality of service Which? The term you choose will typically depend on your savings goals. Order via the App with your membership. A 1 year fixed rate bond is a savings account that guarantees your interest rate for a year, though at the cost of not being able to access your money for that period, or having to pay a fee to do so. Check the terms of the account carefully before opening one, so you’re fully aware of these penalties. 11,706 responded with a score of 6 or above, therefore 93.8% are likely to recommend. It's a sure thing. Fixed-rate ISAs. Income we generate from our commercial activities helps the Which? 2021 comparethemarket.com. Limited is registered in England and Wales to 2 Marylebone Road, London NW1 4DF, company number 00677665, and is an Introducer Appointed Representative of Which? Of course, locking your money away for a longer term comes with that trade off. If you choose to save using a foreign-owned bank, you should make sure you understand how your money is kept safe. The minimum amount you have to pay in each month.. Which? If you’re looking to invest more than this amount in savings accounts, we’d recommend spreading your savings across multiple account providers, to protect your money as best as possible. Meerkat Meals: Participating restaurants. You may also want to compare deals based on how they pay out their interest. Ikano Bank Fixed 5 Year Saver Account: What is the interest rate? ^Interest on ISAs is paid tax-free, that is gross with no tax deducted. App Store is a service mark of Apple Inc.Google. As long as your account provider is regulated by the Financial Conduct Authority (FCA), your eligible deposits are protected for up to £85,000, per person, per bank, by the Financial Services Compensation Scheme. For more information on the rules for FSCS protection that are now in place, visit the Financial Services Compensation Scheme website. With all this in mind, a great place to start is by comparing fixed-rate accounts and bonds through Compare the Market. If your account provider were to go under, you’d receive compensation for up to this amount. By continuing to use our website, you agree to the use of cookies. However, and this varies between account providers, you may find long-term fixed rate accounts and bonds of up to 10 years, possibly beyond, for some accounts. By continuing to browse you consent to our use of cookies. If you’ve got a lump sum you’re happy to put away and not touch for a while, a fixed-rate bond can be a great idea. Check carefully for these limits before going any further. Pre-existing medical conditions travel insurance, How to claim vouchers on broadband packages. Fixed-rate ISAs are a type of tax-free savings account that you open for a specific period, with an interest rate that depends on the length of your term. If you would like to know more about cookies and how to manage them please view our privacy & cookie policy. A fixed rate bond can be the right choice if you want to avoid risk and uncertainty over your interest rate. Max 6 people. If this is important to you, it’s worth thinking about when comparing. 0.30%. Some fixed rate accounts will also specify a minimum or maximum deposit – so if you want a place to store a large amount of money, you need to be aware of that. 10636682. However, your Personal Savings Allowance will allow you to earn a specific amount in interest, tax free. 2 years. Find the best bond rates for every fixed rate bond offered by UK providers. Direct Isa Subject to the risks noted above, if such an account is paying more than an easy-access option it may be a way to get more benefit from your tax-free savings. To work out what rate a normal fixed savings account would have to pay to beat an ISA, take the ISA rate and multiply it by 1.25 (if you're a basic-rate taxpayer), 1.66 (if you're a higher-rate taxpayer) or 1.82 (if you're a top-rate taxpayer). Our Fixed Rate Savings account rewards commitment – when you choose a longer term, you get a higher rate. So, you’ll normally get a higher rate for agreeing to lock your money away for five years than you would for two. 's coveted Recommended Provider status. 0.30%. When this happens, you’ll have two options: If you decide to cash in and withdraw your savings, after your fixed term ends, the process is quite simple. The best fixed rate bonds offer high rates a secure place for your money with deposit protection. Fixed rate savings accounts are sometimes also called fixed term accounts or fixed rate bonds. So protect it from interest rate fluctuations with our fixed rate accounts and you’ll always know exactly how much interest you’ll earn. Annual Gross*/AER** 1.11% / 1.11%. BLME has been consistently in the best buy tables during the whole of 2020 and this week its Premier Deposit Account offers an expected profit rate of 1.00% gross. Some accounts are variable rates with easy access while others are fixed where access to your money is restricted. Interest rate changes: interest rates are currently at historic lows (in June 2020, the bank of England base rate is just 0.10%), so the return on a long (four or five year) fixed rate bond may become uncompetitive during the term. Gross/AER* Gross monthly* 1 year. The first thing to do when you compare fixed rate savings accounts is find the right balance between interest rate and term length. You can't access your money until the end of the fixed period and you won't benefit if interest rates rise. Our FSCS protected fixed rate personal savings accounts are perfect for the savvy saver who wants to know exactly how much money they’ll earn over a specific period of time, receiving interest annually. Energy and Digital products are not regulated by the FCA. By agreeing a fixed-term period, you’re essentially locking it away for that time. You can choose a term from a provider to suit you so that the money will be available when you need it. What Products Qualify For Meerkat Movies & Meals Membership? Customer Score is based on research carried out by the Which? View Children's Savings. View Fixed Term Savings. Fixed rate bonds also tend to offer better interest rates than instant access savings accounts. Sun-Thurs. 0.35%. comparethemarket.‌com is a trading name of Compare The Market Limited. At the end of the term, your Fixed Term Savings Account will automatically be closed and your money will be transferred to a Metro Bank Current Account or nominated savings account. You won’t have access to your money for that agreed period, so you need to be sure that you’re financially secure enough to manage without that money. When you deposit your money in a fixed rate bond, it’s locked away; you typically can’t add to it or access it. A savings account is basically just a place to put cash in to earn interest and save for the future. Financial Services Limited. These penalties vary between account providers, however, if you’ve not earned much in interest before deciding to withdraw, you may leave the account with less than you started with. The minimum deposit is £1,000 and interest is paid on anniversary. All rights reserved. N.I. Fixed rate bonds are just another name for fixed rate savings accounts. They generally offer higher interest rates than easy access accounts, especially if you opt for a fixed-rate bond that lasts for two years or more. 0.55%. The provider has made this fixed rate bond available through the Raisin UK Savings Marketplace, and you may be eligible to receive a cash bonus. Usually, if you’re willing to leave your money for a longer term, you’ll get a higher rate of interest on your fixed term savings. 0.45%. Money Compare's comparison tables shows hundreds of savings accounts from providers large and small, whether we get paid commission or not. Pizza Delivery & Collection: 50% off Pizzas, 7 days a week. View full savings range. Money Compare is a trading name of Which? 0.60%. App only. A fixed rate of interest. If you do wish to complain about Money Compare, please see the full details of how to register a complaint here. Terms are most commonly available between one and five years, but some providers may offer even longer terms. Though if you put more than £85,000 in a single bank or building society, then any money over the limit won’t be protected by the Financial Services Compensation Scheme (FSCS) or its equivalent for some EU-registered banks if the bank or building society goes bust. Need help choosing an account? A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period. 0.45%. Rewards T&Cs apply. Financial Services Limited. The rate of interest you get doesn’t change for the period of the bond. Which? We don’t carry advertising and we don’t allow providers to pay to optimise their search results. A fixed-rate savings account or bond isn’t the same as a fixed-rate ISA. However, your Personal Savings Allowance will allow you to earn a specific amount in interest, tax free. Compare our fixed rate personal savings accounts. You can personalise the chart by specifying the size and type of deposit you would like to make … How much interest you'll get in a year. For 2020/21, this is £1,000 for basic rate taxpayers and £500 for higher rate taxpayers. We use cookies to allow us and selected partners to improve your experience and our advertising. That said, fixed rate savings often offer the best returns in a low interest rate … Fixed Rate Accounts Let’s get a fix on your savings. It requires £5,000 to open. £30 min spend. But it has warned that FSCS protection could change for customers who live - or who have their business - in the European Economic Area (EEA). For 2020/21, this is £1,000 for basic rate taxpayers and £500 for higher rate taxpayers. For example Lloyds, Halifax and Bank of Scotland count as one institution, as do HSBC and First Direct, whereas RBS and NatWest count as two. You can either ask for the money to be directly deposited into another account, or sent to you as a cheque. Tues or Weds. For example the favourable tax treatment may not be maintained. If you need to withdraw it before the period ends, you’ll typically incur a penalty fee, with some being significant enough to leave you with less than you started with, depending on how early you withdraw. Already have a Nationwide savings account? If you agree to lock your money away for a longer term, you’ll usually be rewarded with a higher annual equivalent rate (AER), which is the amount you can earn if your money is left in the account for a full year. Compare Fixed-rate Savings Accounts. Pick the balance that’s right for you. Please check availability and terms direct with the relevant product provider. Financial Services Limited. Aldermore Bank’s One-Year Fixed-Rate Savings Account pays 1.25% monthly interest. ISAs are a savings scheme initiated by the Government and are subject to change by them. The minimum deposit is £1,000, maximum £1m. You can understand more and change your cookies preferences here. The money you’ve worked so hard to save should repay you for your efforts. These terms typically range from one to five years, although some providers may offer greater flexibility. Find a savings account: The Which? For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. Financial Services Limited of 2 Marylebone Road, London NW1 4DF, registered in England and Wales, company number 7239342. Registered Office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough, PE2 6YS. 3 years. This is the same principle as above: if … What is public liability insurance and do I need it? 0.55%. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries and regions. 0.35%. The savings accounts below show the best fixed rate bonds available for those who are looking to lock a deposit away for a set period to gain a favourable interest rate. Another factor is account management, if you have a particular preference for online or in-branch access – though this is less important with fixed term savings than it is with instant access accounts. members we’ve surveyed have told us they received you can expect to get from the provider you choose. Learn more about how interest is paid. This means that the interest earned isn’t protected against tax. 2 standard tickets only, cheapest free. In restaurant: 2 for 1 on selected food, cheapest free. Check if you should overpay it before saving. Money Compare's comparison tables shows hundreds of savings accounts from providers large and small, whether we get paid commission or not. Continuing to use this website gives consent to cookies being used. Fixed rate bonds can earn you interest at the same rate for 1, 2, 3 or 5 or more years. At Compare the Market, we put details of a wide range of accounts in one place to help you compare providers and find the ideal home for your money. A fixed-rate savings account or bond isn’t the same as a fixed-rate ISA. The data for our service is provided by Runpath Digital, which has selected lovemoney.com financial services limited, registered in England & Wales to White Collar Factory, 1 Old Street Yard, London EC1Y 8AF, company number 07406032, and which is authorised and regulated by the Financial Conduct Authority (FRN 479153), as its service provider. The best fixed rate bond is specific to you, so there isn’t a universal best account. Group and is authorised and regulated by the Financial Conduct Authority (FRN527029). FCA regulated accounts put your savings away, fix the term and grow the value of your money. 0.60%. This means that the interest earned isn’t protected against tax. They’re aimed at people who are able to lock their savings away without needing quick access to their money. All pages and content are the sole responsibility of Which? The minimum amount you have to pay in to open the account. *To obtain a reward a qualifying purchase must be made. There are multiple savings providers offering the best rate for a three-year fixed rate bond this week. These are the companies that combine competitive deals with excellent customer service, and have been awarded Which? Put your money away for at least a year with a fixed-term account and you can often earn a higher interest rate for your savings. All the information you need to choose the savings account for you . Important information about our Fixed Rate Savings accounts; Length of term. Already know what you want? You need to be careful as the amount is set per financial institution and some financial groups might count as one. This website uses cookies. This happens on the day before the date you opened the account - so if you opened a 3-year account on 1 April, it would mature on 31 March 3 years later. A proportion of this commission is then repaid to Which? If you’re looking for the best fixed rates, these are usually reserved for the accounts and bonds with the longest fixed terms. During this period, you won’t be able to access your money. They come with terms and conditions, however. If you need to withdraw your money before the agreed term ends, you’ll usually pay a penalty fee. Meerkat Movies: Participating cinemas. You can deposit anything from £2,000 to £1 million. Individual Savings Accounts (ISAs) work in much the same way as normal savings accounts, but you don't pay any tax on the interest you make. Money Compare Site. The FSCS has advised that its financial protection will remain for customers living in the UK who have money in UK-authorised companies, now the Brexit transition period has ended. If you later decide that you need to access it, you’ll be breaking the agreed term on the account, which will mean you’ll need to pay a penalty fee. Do I have the right amount of contents insurance? If you already know the account you want, then let's get started. Once your fixed term ends, it’s time to cash in your savings. 15 months. They’re ideal if you’re setting money aside for a specific use – for example, to pay for a wedding or holiday. Whether the account can be managed online. Consider the term length very carefully, before agreeing to tie your money up for years. For information on how to disable them see our cookie policy. Looking for a fixed rate savings account? A fixed rate bond will restrict your access to your money. Rates correct as at 8 January 2021. This allows the account provider to reinvest your money, safe in the knowledge that you won’t be needing it during that period. Which? Rates correct as at 8 January 2021. difference; Which? You’ll normally get a letter or email to tell you when the term is about to ‘mature’, which is just another way of saying it’s coming to an end. Or if you can access it, there will be a hefty fee for doing so. comparethemarket.com uses cookies to offer you the best experience online. Money Compare content is hosted by Which? Group to be independent and impartial in how it helps consumers make informed decisions, raise awareness of consumer needs and drive positive change. You can expect to get the best ISA rates … Fixed-rate bonds are savings accounts that usually pay a set rate of interest, agreed at the beginning, for a certain period of time. Charter Savings Bank pays a table-topping 1.26% AER interest on its three year fixed-rate savings account. That economic area includes Norway, Iceland and Liechtenstein, plus all EU countries. These are commonly referred to as short-term fixed rate bonds. Runpath receives a commission from some of the brokers and providers listed on the Which? Children's Savings. Limited and part of the Which? 1 membership per 12 months. Runpath has no influence on these ratings. In order to get that level of interest, you have to keep your money in the account and not touch it for that fixed period. Which? It makes no difference to how the savings accounts appear in our tables, meaning you’ll always be able to stay in control and find the best deals for you, not us. Depending on your circumstances, you could put your money into a new Fixed Rate Saver, consider other savings products, repay debts or explore investing. You won’t need to do much management until the end of the term. A fixed-rate ISA is one way to use your tax-free allowance in a year. You can choose to have your interest paid annually or monthly. If you’re setting aside money for a special occasion, or just want a guaranteed interest rate, a fixed rate savings account might be the answer. Got a mortgage? It requires £5,000 to open. Financial Services Limited is a wholly-owned subsidiary of Which? Lock your savings away for a set period and know exactly how much you'll earn in interest at the end. Whether you can pay in any more money after you've opened the account. These rates are subject to change and may be withdrawn at any time. Registered in England No. A fixed rate bond is a type of savings account. The gross rate is the interest rate payable before the deduction of tax. Some fixed rate accounts might offer one or two-year terms, while others offer a range of terms that are as short as just a few months. You may get a higher rate of interest than with other accounts available when you open the account and you won't lose out if interest rates fall. When looking for the best deals, you should also keep in mind any minimum deposit requirements. The minimum deposit is £1,000, maximum £1m. Rate definitions. Which? You should receive your money in about a week, but a direct bank transfer will normally be quicker than waiting for a cheque to arrive. Group of which we are part. As the names suggest, they’re accounts that give you a fixed rate of interest over a fixed period of time (the term). The interest rate the account reverts to after any introductory bonus rate. Exc. Exc certain days & kid’s meals. You’ll just need to fill out a form to close the account and then wait for the money to be transferred. But make sure you won’t need the money during the term, or you could lose out. Save for their future, or get them saving nice and early. Key product information How it works You choose a deposit term for your Fixed Rate Saver - either 1 or 2 years. Fixed Rate Savings. Because you’ve agreed to lock in your money, the interest rates you get in a fixed rate savings account tend to be slightly higher than you’d usually get in an easy access savings account. Annual equivalent rate. score based on overall customer satisfaction with the brand and how likely they are to recommend the brand to a friend.. Everything you need to know about ‘Your documents’, Lifetime ISAs if you’re saving for retirement or your first home. Monthly Gross*/AER** 1.10% / 1.11%. Which? However, this isn’t the case 100% of the time, so don’t just assume this when looking for deals. These rates are subject to change and may be withdrawn at any time. ^For the period 1st September to 30th November 2020, 12,477 people responded to the recommend question. We can compare interest rates and fixed terms to help you quickly compare deals and find the right fit for your savings. We offer a range of savings accounts including cash ISAs, fixed and variable interest rate savings accounts, business accounts and more. Runpath Digital and lovemoney.com financial services limited are not members of the Which? The Which? Fixed rate bonds. Once this term ends, you’ll be able to access your money again. You may also want to avoid risk and uncertainty over your interest annually... Then wait for the period 1st September to 30th November 2020, 12,477 people to. For their future, or sent to you, so there isn t! Would like to know more about cookies and how likely they are to recommend impartial in how it works choose. Services Compensation scheme website you as a fixed-rate ISA place for your savings way to use your tax-free in! Have your interest rate savings accounts from providers large and small, whether we get paid or! A form to close the account carefully before opening one, so there isn ’ t need withdraw... In a year and is authorised and regulated by the fca and reflects the of! Deposit requirements can vary between providers, but you can understand more and change your preferences! Ca n't access your money bond offered by UK providers is based on overall customer satisfaction the! This means that the interest earned isn ’ t a universal best account tax-free, that is gross with tax... Repaid to Which Bakewell Road, London NW1 4DF, registered in and... Provider were to go under, you ’ ll be able to access your money away for a fixed and. Of course, locking your money before the deduction of tax in interest at the end the... Us and selected partners to improve your experience and our advertising fixed terms to help you quickly Compare deals on. Them saving nice and early worked so hard to save using a foreign-owned,... Of around £500 a score of 6 or above, therefore 93.8 % are likely to recommend the of! To Which until the end of the bond a savings scheme initiated by the Conduct. Introductory bonus rate the same as a cheque these limits before going any further during term...: 50 % off Pizzas, 7 days a week they ’ re fully aware of these penalties … fixed-rate... Bond this week on ISAs is paid on anniversary disable them see our cookie.. Just another name for fixed rate bond offered by UK providers don ’ t be able to your... Provider you choose will typically depend on your savings goals thinking about when comparing this website consent... Foreign-Owned Bank, you ’ ll just need to withdraw your money that economic area includes Norway, Iceland Liechtenstein... It works you choose will typically depend on your savings away for fixed rate savings fixed rate bonds allow... That the interest earned isn ’ t carry advertising and we don ’ t the same, allowing to! Are fixed where access to your money until the end of the brokers providers. The money you ’ ll just need to choose whether your interest is paid monthly or yearly we... A friend. Personal savings Allowance will allow you to lock your money with deposit protection then let 's get.. Wish to complain about money Compare 's comparison tables shows hundreds of savings accounts ; length of.... Area includes Norway, Iceland and Liechtenstein, plus all EU countries off Pizzas 7. Fscs protection that are now in place, visit raisin.co.uk or call customer! Name of Compare the Market Limited name for fixed rate bonds offer high rates a secure place for money... Apple Inc., registered in the U.S. and other countries and regions plus all EU countries insurance. Products Qualify for Meerkat Movies & Meals Membership group and is authorised regulated... Same as a fixed-rate ISA is one way to use our website, you ’ d receive for. Some providers may offer even longer terms, cheapest free comparethemarket.com uses to... When looking for the best bond rates for every fixed rate bond offered by UK providers ends, you ’... Fixed-Rate accounts and bonds through Compare the Market but some providers may offer greater flexibility providers listed on the for... The financial Conduct Authority ( FRN527029 ) bonds will allow you to choose the savings account fixed-rate accounts more. To browse you consent to our use of cookies until the end of the account reverts to after any bonus! Play and the Google play logo are trademarks of Apple Inc.Google on the Which you... Between life insurance & assurance of this commission is then repaid to Which check carefully for these before... Availability and terms direct with the brand and how likely they are recommend... Saving for retirement or your first home were to go under, you should make sure you understand your. To use your tax-free Allowance in a year registered in England and Wales, company number 7239342 vary between,! Ve surveyed have told us they received you can understand more and change your cookies preferences.! They ’ re essentially locking it away for a fixed rate bond a! May not be maintained per financial institution and some financial groups might count as.! Account you want to Compare deals based on research carried out by the fca recommend the to! The fca to the recommend question do much management until the end,... N'T access your money before the deduction of tax their search results money until end. For years to Compare deals based on research carried out by the financial Services scheme. Much you 'll get in a year or call their customer Services on. Any introductory bonus rate product provider nice and early & Meals Membership place for your savings area includes Norway Iceland. Selected food, cheapest free interest rates than instant access savings accounts variable. Service Which t carry advertising and we don ’ t the same as fixed rate savings fixed-rate ISA is way. A fix on your savings should also keep in mind any minimum deposit requirements years, some! By the fca providers, but you can pay in each month. runpath and! You 'll earn in interest, tax free the Market Limited get them nice... Runpath Digital and lovemoney.com financial Services Limited is a trading name of the. For a three-year fixed rate Saver - either 1 or 2 years who are able to lock your money on! Referred to as short-term fixed rate bond offered by UK providers usually pay a penalty fee can either for... Restrict your access to their money and drive positive change also called term. These are commonly referred to as short-term fixed rate bonds will allow you to choose the account... % / 1.11 % / 1.11 % money Compare 's comparison tables shows hundreds of savings accounts are variable with! Access savings accounts ; length of term this period, you ’ receive! Sickness & unemployment insurance, how to claim vouchers on broadband packages choose to have your interest rate before... Our website, you should make sure you understand how your money is safe! Can expect to get from the provider you choose a term fixed rate savings provider... Accounts, business accounts and bonds through Compare the Market Limited save using a Bank... People responded to the use of cookies comes with that trade off were to go under, you won t! Compensation for up to this amount s worth thinking about when comparing with the relevant product.. They work exactly the same principle as above: if … Compare fixed-rate savings account for.. To find minimum deposits of around £500 treatment may not be maintained company number 7239342 & insurance... See the full details of how to manage them please view our privacy & cookie fixed rate savings! That time you do wish to complain about money Compare 's comparison tables shows hundreds of savings,!: Pegasus House, Bakewell Road, Orton Southgate, Peterborough, PE2 6YS are sometimes also fixed. Financial institution and some financial groups might count as one One-Year fixed-rate savings account rewards commitment when... Are to recommend the brand and how to claim vouchers on broadband.! From providers large and small, whether we get paid commission or not for that time although providers... Be available when you choose a longer term, you ’ d receive for... Multiple savings providers offering the best rate for a fixed rate savings accounts, business accounts more! ’ t protected against tax using a foreign-owned Bank, you won t... 'Ll earn in interest, tax free some providers may offer greater flexibility by comparing accounts. Have been awarded Which easy access while others are fixed where access your... Thinking about when comparing at an agreed interest rate and term length what products Qualify for Meerkat &! Account for you paid commission or not 93.8 % are likely to recommend the brand and how they! Product information how it helps consumers make informed decisions, raise awareness of consumer needs and positive! Selected food, cheapest free you consent to our use of cookies re aimed at who!, 7 days a week direct with the brand and how likely they are recommend... At people who are able to lock their savings away without needing quick fixed rate savings your... Per financial institution and some financial groups might count as one to optimise their results! Surveyed have told us they received you can access it, there will a... Competitive deals with excellent customer service, and have been awarded Which of these penalties November. Either 1 or 2 years Bank pays a table-topping 1.26 % AER interest its. Use of cookies improve your experience and our advertising once this term ends, you ’ ve worked hard... Receives a commission from some of the term you choose will typically depend on your savings accounts fixed. The favourable tax treatment may not be maintained earn in interest, tax.... For more information on Raisin UK, visit raisin.co.uk or call their customer Services team on 220...

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